January Money Diet 2021 Official Rules

No purchase necessary to win.

Giveaway: Three cash prize winners will be chosen: $150 USD to the January Money Diet Champion of 2021, $50 USD to the 1st Runner Up, and $50 USD to a lucky winner drawn at random.

Criteria: The JMD Champion and 1st Runner Up will be chosen using this criteria: 33% for completing the challenges; 33% for participating and commenting; and 33% for results achieved between now and midnight MST January 31, 2021. The third winner will be chosen from among all participants using a random number generator.

Eligibility: Cross Media, Inc. and the January Money Diet giveaway (the “Giveaway”) are open only to individuals who are 18 years of age or older. Employees of Cross Media, Inc. and the Sponsor(s), and each of its respective affiliated companies, and advertising and promotional agencies, and the immediate family members of, and any persons domiciled with, any such employees, are not eligible to enter or to win.  Subject to applicable federal, state, local and municipal laws and regulations. Void where prohibited.

Sponsor(s): The giveaway is not administered in any way by the sponsor(s) or its affiliates, but solely by Cross Media, Inc.  Any questions or comments regarding this promotion should be addressed to Cross Media, Inc. and not to the Sponsor(s).

Compensation: Cross Media, Inc. may receive compensation for hosting the giveaway; however, the opinions expressed on the sponsor’s products and services are my own and are not reviewed or edited by the Sponsor. Information collected for the purposes of this giveaway will only be used to contact the winner(s) and will not be sold or given to any third party.

Agreement to Official Rules: Participation in a Giveaway constitutes entrant’s full and unconditional agreement to and acceptance of these Official Rules and the decisions of Cross Media, Inc., which are final and binding. Winning a prize is contingent upon fulfilling all requirements set forth herein.

Entry Period: The start and end times/dates (the “Entry Period”) are 12:01 a.m. MST January 1, 2021 through 11:59 p.m. MST February 1, 2021.

Giveaway Entry/Submission: All participants of the 2021 January Money Diet are automatically entered in the Giveaway.  One entry per person. The use of any agencies or automated software to submit entries will void all entries submitted by that person.

Winner Selection: The Champion and 1st Runner Up prize winner(s) will be selected by Cross Media, Inc. based on this criteria: 33% for completing the challenges; 33% for participating and commenting; and 33% for results achieved during the Entry Period. The remaining prize winner will be chosen via random number generator. The odds of being selected depend on the number of eligible entries received. Winners will be notified within 48 hours of close of giveaway at the email address given during entry. To claim prize, each winner must respond within forty-eight (48) hours of notification or a new winner will be drawn. Winners may waive their right to receive prizes. Prizes are nonassignable and nontransferable. No substitutions allowed by winner. Prizes and individual components of prize packages are subject to availability and Cross Media, Inc. reserves the right to substitute prizes of equal or greater value. Winners are solely responsible for reporting and payment of any taxes on prizes. Potential winner(s) will be asked to provide their first and last names, age and mailing address. 

Prize(s): No substitution may be made, except by Cross Media, Inc., who reserves the right to substitute a prize with another prize of equal or greater value if the prize is not available for any reason as determined by Cross Media, Inc. in its sole discretion.  The winner is responsible for any taxes and fees associated with receipt or use of a prize.

General Conditions: In the event that the operation, security, or administration of the Giveaway is impaired in any way for any reason, including, but not limited to fraud, virus, or other technical problem, Cross Media, Inc. may, in its sole discretion, either: (a) suspend the Giveaway to address the impairment and then resume the Giveaway in a manner that best conforms to the spirit of these Official Rules; or (b) award the prize at random from among the eligible entries received up to the time of the impairment. Cross Media, Inc. reserves the right in its sole discretion to disqualify any individual it finds to be tampering with the entry process or the operation of the Giveaway or to be acting in violation of these Official Rules or in an unsportsmanlike or disruptive manner.  In case of a dispute as to the owner of an entry, entry will be deemed to have been submitted by the authorized account holder of the screen name from which the entry is made. The authorized account holder is defined as the natural person who is assigned to an e-mail address by an Internet access provider, online service provider, or other organization responsible for assigning e-mail addresses for the domain associated with the submitted e-mail address.

Release and Limitations of Liability: By participating in the Giveaway, entrants agree to release and hold harmless Cross Media, Inc. and all Sponsors from and against any claim or cause of action arising out of participation in the Giveaway or receipt or use of any prize, including, but not limited to: (a) unauthorized human intervention in the Giveaway; (b) technical errors related to computers, servers, providers, or telephone or network lines; (c) printing errors; (d) lost, late, postage-due, misdirected, or undeliverable mail; (e) errors in the administration of the Giveaway or the processing of entries; or (f) injury or damage to persons or property which may be caused, directly or indirectly, in whole or in part, from entrant’s participation in the Giveaway or receipt of any prize. Entrant further agrees that in any cause of action, the Giveaway Entities’ liability will be limited to the cost of entering and participating in the Giveaway, and in no event shall the Giveaway Entities be liable for attorney’s fees. Entrant waives the right to claim any damages whatsoever, including, but not limited to, punitive, consequential, direct, or indirect damages. Cross Media, Inc. reserves the right to disqualify persons found tampering with or otherwise abusing any aspect of this Sweepstakes as solely determined by Cross Media, Inc.. In the event the Sweepstakes is compromised by a virus, non-authorized human intervention, tampering or other causes beyond the reasonable control of Cross Media, Inc. which corrupts or impairs the administration, security, fairness or proper operation of the giveaway, Cross Media, Inc. reserves the right in its sole discretion to suspend, modify or terminate the giveaway. Should the giveaway be terminated prior to the stated expiration date, Cross Media, Inc. reserves the right to award prizes based on the entries received before the termination date. Cross Media, Inc. will not be responsible for typographical, printing or other inadvertent errors in these Official Rules or in other materials relating to the Giveaway. For a list of winner(s) after close of giveaway period, visit the original giveaway post.

Publicity: Participation in the Sweepstakes constitutes Winner’s consent to Cross Media, Inc.’s use of Winner’s name, opinions, biographical information and state of residence for promotional, publicity or advertising purposes worldwide in any media and on the World Wide Web, in perpetuity, without further payment, consideration, review or consent (where allowable).