January money diet empty wallet
January Money Diet

Could Your Wallet Use the January Money Diet?

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I was really disappointed in myself after the holidays in 2007. I’d overspent on Christmas, and used credit cards to pay for things I couldn’t afford.  

I had big money goals for the year ahead, but I felt like I was starting out in the hole. Can you relate?

My desire to get back on track and start the new year financially strong was the catalyst for the first January Money Diet. Today, thousands of people from all over the world participate. 

If your finances could use a tune up after the holidays, I invite you to join us for the free January Money Diet challenge. 

For 31 days, thousands of us from all over the world simply stop nonessential spending for a month–often with astonishing results.

“I saved 45% of my net income this January, and used the sum to pay off my yearly student loan repayment plan in full. This year I also participated in the January Money Diet with my boyfriend, and we had fun supporting each other packing lunches for work, etc. It also sparked some interesting questions regarding financial values and priorities.” – Sara, 2017 JMD participant

During the month I’ll send you dozens of money-stretching ideas for ways to live well and have a fabulous time—without spending cash.

New this year, you could win exciting prizes–including $250 in cash prizes sponsored by Your Money Further.com and the Open Your Eyes to a Credit Union campaign.

With most of us spending more time at home during this pandemic, we’ll also focus on creating a cozy, peaceful home, decluttering and enjoying simple pleasures.

Some put the money saved during January in a savings or investment account, others pay off credit card bills, and we all take a breather from shopping after the holidays. 

2021 marks our 13th year doing the JMD challenge. In the past we’ve had participants from Norway, Latvia, Ireland, Canada, Austria, Sweden, the U.K. and the U.S. Welcome to all of you!

To join the free challenge and start your new year financially stronger, sign up here:

Join the January Money Diet
31 days of fun challenges, tips and support!
No spam, ever. We respect your privacy.

I can’t wait to embark on this adventure with you. Here’s to doing amazing things together in 2021!

Eliza Cross's signature

P.S. Share the January Money Diet with your friends and you could win a $50 Target gift card! More details here

Eliza Cross is the author of 15 books, including recent titles like Bacon Beans and Beer and Small Bites. She blogs at ElizaCross.com and is the founder of the BENSA Bacon Lovers Society. Her articles have appeared in publications like Sunset, Parents and Writers' Digest. Eliza lives near Denver with her family.

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