What Is Your Financial Dream?

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It’s important to step back occasionally and think about the Big Picture financial dream. When you think about being in a good place with money, what does that look like? If you had enough money to be comfortable, what would that allow you to do?

I’ve been doing this challenge for many years, and I still get excited by this realization: If I don’t spend it, it will still be there!

The greater truth then becomes: If I am mindful and thoughtful, perhaps I — a regular, working person — can do something extraordinary with money.

Two chairs on a beach topped with a yellow umbrella

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Think Bold, Audacious Financial Dreams

When I worked for a publishing company, we held an annual retreat for the managers. Away from the daily demands of the company, we could consider our collective hopes and goals, and make plans for the future. Many big ideas were hatched during these retreats.

Each day is busy, and I’ve learned that if I don’t make time for this kind of Big Picture thinking it never happens.

Sometimes we all need a little self-imposed quiet time to reflect and think.

Your challenge this week is to set aside some time to explore your financial hopes and dreams.

Perhaps, like me, you’d like to write your thoughts on paper. Here are three questions to consider:

  • When you think of financial freedom, what comes to mind?
  • What specific steps do you need to take to feel peace about your finances?
  • What extraordinary thing would you like to do with your money?

Goals Change Over Time

My goals used to be heavily focused on getting out of debt, which was a dark cloud hanging over me. The relief and freedom I felt when I made the last credit card payment was unbelievable. If this is your dream, too, I encourage you to stick with it.

When I launched my own business, my first goal was simply to earn enough to pay the monthly bills. Later I added savings and investment goals.

Today, my financial priorities include:

  • Having adventures with my family and friends
  • Saving for the future
  • Doing home improvements
  • Giving back

How About You?

Your challenge today, if you choose to accept it, is to sit in a quiet place and think about your Big Picture financial goals.

Where would you like to be at the end of this year?

How about in five years?

Where would you like to be in ten years?

If you feel like sharing, we’d love to hear about your money dreams and goals in the Money Diet Community Facebook Group.

Here’s to big dreams and good things in the year ahead.

Best always,

Eliza Cross's signature

2 thoughts on “What Is Your Financial Dream?”

  1. My goals and dream is saving to buy land with a home and saving so my husband can retire. I had to quit working a few years back because of health issues and my job now is to save as much money as we can. We are debt free and promised God to never go into debt again and that means for a home with land. I am trying to find ways to make money to help us save for that. I garden and cook all meals from scratch. There are very few extras but it will be worth it in the long run. Praying this is God’s plan for us.

  2. My dreams haven’t changed. I still want to buy land with a one floor home, barn and some out building. I want to have enough money to put up 2 greenhouses, get a tractor and what ever else needed. I want my husband to be able to retire. Still looking for a way to make money so this can happen. Still debt free and will NEVER go into debt again. I may not have the life that most people want but I am happy with the simple things. God bless


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